Every year loan when your home insurance renewal arrives it’s tempting to do nothing and let it renew automatically. But don’t. loan By spending a few minutes online or on the phone you could easily save yourself enough to pay for a decent holiday. loanIf you unthinkingly renew your home insurance each year over a decade, loan you could easily end up paying more than £1,000 a year for a policy that you could buy for about £250 with exactly the same if not better cover. loan

It’s almost unheard of for claims-free people loan switching insurer not to save money, and the longer it is since you last switched, the more you will save. loan

Even if you have made a recent claim, you don’t have loan to accept the new higher premium. Other insurers will often take your business at a lower rate. Just explain what happened and how much it cost to put right.

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