Sure, you’ve saved up for a down payment on a new house,  Mortgage Insurance loan but if you have average credit, you may have a hard time qualifying for a mortgage and buying the home of your dreams. The good news is,  Mortgage Insurance loan you can do a lot to improve your score before you apply. With these tips, you’ll have a much better chance of getting approved and locking in an affordable interest rate.1. Pay off your credit cards  Mortgage Insurance loan

If you’re up to your ears in credit card debt, lenders will probably think twice before offering you a mortgage because both your credit utilization  Mortgage Insurance loan ratio and your debt-to-income ratio will be high. That’s why it’s a smart idea to start paying off those balances before sending out mortgage applications.

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