It seems like every time you turn on the television, you encounter a commercial that asks whether you’re paying too much for your car insurance. Chances are your insurer won’t be champing at the bit to tell you the answer, so the burden is on you to find out. But with an Internet connection and a little planning, you can do it on your lunch hour.Whether you’re shopping for your first policy or looking for a better rate, going online is a gateway to a world of auto insurance quotes and information about the companies that issue them. As you’ll see, low cost is just one factor to consider. Let’s take a look at five tips to keep in mind when you go online to buy car insurance.